For Business Owners, Directors, CEOs and MDs with turnover 50Lakh and above
Chairman, Balaji Credits & India’s Leading MSME Finance Coach
Hi, I am Deepak Poddar, and I help MSMEs raise funds as per their requirements in a strategic manner.
I started my career as a financial consultant in 2004, but suffered a huge blow in 2008 when India went through a huge recession that caused most of the financial institutions to temporarily stop financing.
Shortly after, I ventured dedicatedly into MSME financing where I achieved great success and was able to successfully help 1000s of small businesses across India.
During the COVID-19 pandemic, I ventured into Supply Chain financing activities which helped me learn about the secret strategies used by corporate companies that small businesses always fail at, and now I am a full-time consultant who helps small businesses make the right financial decisions.
have taken business loans repayable in EMIs instead of installment – free working capital.
have their CIBIL impacted and slipped to NPA due to wrongly borrowed loans.
have not yet claimed government subsidies and lost these subsidies ranging from 15% to 200%.
Here is what you will miss IF you’re not aware of the finance secrets I am going to share.
Yes, You Can Get It Provided You Have Your Work Orders In Hand Justifying Your Projected Sales And A Good Tangible Networth.
No Property Is Required To Get Loans Under CGTMSE Scheme, However If You Wish Save CGTMSE Fees And Do Have A Property, You Can Get Working Capital As Per Your Eligibility Irrespective Of Property Value.
Yes, If you are an MSME involved in any sector like manufacturing, trading or services
There’s no restriction on the loan amount subject to eligibility.
No, you cannot except you can get loan to construct the factory or shed
Yes, You Can Also Get Loans Under CGTMSE Scheme To Buy Godown Or Office Premises.
Both are non fund based credit limits and can be used either on the purchase side to extend the number of days of credit or on the sales side. Bank Guarantee can be used for retention money, security deposit or for mobilization advance and letter of credit can be used for purchases either domestic or imported.
Yes, you can use debt instruments such as Term Loan or Letter of Credit for Imported Machineries.
As an MSME you are eligible for any MSME loans, just if you have a collateral security and you pledge it, the amount of loan can be increased and even the lenders become more confident
Yes, it does exist and multiple MSME’s across India are able to get loan under such schemes
You can get a loan for all the purposes of Shed construction, Plant & Machinery, Furniture Fixture, Working Capital, etc…
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