For Business Owners, Directors, CEOs and MDs with turnover 50Lakh and above

GET COLLATERAL FREE UPTO 5 CRORES MSME LOAN UNDER GOVT. SPONSORED CGTMSE SCHEME FOR PLANT AND MACHINERY AND WORKING CAPITAL !!!

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MSME have already achieved this with our guidance in the last 18 years.

Want to know how?

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As an MSME, Are You Struggling With the Below Challenges?

"I need loan for my business but I don’t have any collateral security."

"I have taken multiple business loans and my cashflows are impacted to MULTIPLE EMI’s"

"I have taken loans from everywhere and my business is still growing and now I don’t know where to get more loans from. "

"I need strategic loans which are Interest Free, Installment Free and Collateral Free."

"I am a startup and am not able to get loans for business becauseI don’t have 3 years Income Proof. "

"I have no idea how to approach banks to get loans just like big corporates do."

"I'm losing cash discounts because I'm buying on credit from my suppliers."

If any of the above sounds like you, then this FREE CONSULTATION can really help you.

Who Should NOT Apply This Workshop?

How This Consultation Will Help
Your MSME Business

Unlock your financial freedom: Learn the secrets to get installment-free loans and protect your cashflow like a pro!

Avoid traditional borrowing: Discover how you can get 'interest-free loans' and scale your business like never before!

Discover how strategic MSME loans can unlock govt. subsidies up to 200% for you — a financial breakthrough awaits!

Unlock the secret to saving lakhs with MSME loans – the financial hack every small business owner must know!

Don’t Take My Word For It!!

Here's What My Clients are Saying 💬 💯

Deepak Poddar

Chairman, Balaji Credits & India’s Leading MSME Finance Coach

Hi, I am Deepak Poddar, and I help MSMEs raise funds as per their requirements in a strategic manner.

I started my career as a financial consultant in 2004, but suffered a huge blow in 2008 when India went through a huge recession that caused most of the financial institutions to temporarily stop financing.

Shortly after, I ventured dedicatedly into MSME financing where I achieved great success and was able to successfully help 1000s of small businesses across India. 

During the COVID-19 pandemic, I ventured into Supply Chain financing activities which helped me learn about the secret strategies used by corporate companies that small businesses always fail at, and now I am a full-time consultant who helps small businesses make the right financial decisions.

More Than 70% MSME

have taken business loans repayable in EMIs instead of installment – free working capital.

More Than 60% MSME

have their CIBIL impacted and slipped to NPA due to wrongly borrowed loans.

More Than 20% MSME

have not yet claimed government subsidies and lost these subsidies ranging from 15% to 200%.

Make Sure You Are Not One of The Above MSMEs 🫵

Ignoring the Finance Aspect May Cost a Lot to MSME

Here is what you will miss IF you’re not aware of the finance secrets I am going to share.

Govt. Sponsored Collateral Free Loans

MSME Loans With Interest as Low as 3% P.A.

Installment Free MSME Loans

Govt. Subsidies for MSMEs

Frequently Asked Questions

Can I Get Working Capital If My Business Is New?

Yes, You Can Get It Provided You Have Your Work Orders In Hand Justifying Your Projected Sales And A Good Tangible Networth.

 
 

No Property Is Required To Get Loans Under CGTMSE Scheme, However If You Wish Save CGTMSE Fees And Do Have A Property, You Can Get Working Capital As Per Your Eligibility Irrespective Of Property Value.

 

Yes, If you are an MSME involved in any sector like manufacturing, trading or services

 

There’s no restriction on the loan amount subject to eligibility.

No, you cannot except you can get loan to construct the factory or shed 

 

Yes, You Can Also Get Loans Under CGTMSE Scheme To Buy Godown Or Office Premises.

 

Both are non fund based credit limits and can be used either on the purchase side to extend the number of days of credit or on the sales side. Bank Guarantee can be used for retention money, security deposit or for mobilization advance and letter of credit can be used for purchases either domestic or imported.

Yes, you can use debt instruments such as Term Loan or Letter of Credit for Imported Machineries.

As an MSME you are eligible for any MSME loans, just if you have a collateral security and you pledge it, the amount of loan can be increased and even the lenders become more confident

Yes, it does exist and multiple MSME’s across India are able to get loan under such schemes

You can get a loan for all the purposes of Shed construction, Plant & Machinery, Furniture Fixture, Working Capital, etc…

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